/* ===== GUARAGUAO INSURANCE — STYLES.CSS v3 ===== */
@import url('https://fonts.googleapis.com/css2?family=Montserrat:ital,wght@0,400;0,500;0,600;0,700;0,800;0,900;1,700;1,800;1,900&display=swap');
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Montserrat',sans-serif;background:#111;color:#E5E5E5;line-height:1.6;overflow-x:hidden}
img{max-width:100%;display:block}a{text-decoration:none;color:inherit}
button{cursor:pointer;font-family:'Montserrat',sans-serif;border:none;background:none}
ul{list-style:none}input,select,textarea{font-family:'Montserrat',sans-serif}
:root{--g:#006042;--gd:#004d34;--gl:#007a52;--c:#111;--c2:#1a1a1a;--c3:#252525;--w:#fff;--gray:#E5E5E5;--gray2:#888;--gray3:#444;--bd:#2a2a2a;--r:4px;--rm:6px;--t:.2s ease;--mw:1200px}
.container{max-width:var(--mw);margin:0 auto;padding:0 20px}
@media(min-width:768px){.container{padding:0 32px}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:var(--r);font-size:.85rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;transition:all var(--t);white-space:nowrap;cursor:pointer;border:2px solid transparent;line-height:1;font-family:'Montserrat',sans-serif}
.btn--primary{background:var(--g);color:var(--w)}
.btn--primary:hover{background:var(--gd);transform:translateY(-1px)}
.btn--outline{background:transparent;color:var(--w);border-color:var(--w)}
.btn--outline:hover{background:var(--w);color:var(--c)}
.btn--ghost{background:transparent;color:var(--gray);border-color:var(--bd)}
.btn--ghost:hover{border-color:var(--g);color:var(--g)}
.btn--sm{padding:10px 18px;font-size:.75rem}
.btn--lg{padding:16px 32px;font-size:.9rem}
.btn--xl{padding:18px 36px;font-size:.95rem}
.btn--full{width:100%}
.nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(17,17,17,.97);border-bottom:1px solid #1f1f1f;transition:all var(--t)}
.nav.scrolled{box-shadow:0 2px 20px rgba(0,0,0,.5)}
.nav__container{max-width:var(--mw);margin:0 auto;padding:0 20px;height:64px;display:flex;align-items:center;justify-content:space-between}
@media(min-width:768px){.nav__container{padding:0 32px}}
.nav__logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.nav__logo-icon{width:38px;height:38px;background:var(--g);border-radius:var(--r);display:flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:900;color:var(--w);flex-shrink:0}
.nav__logo-text{display:flex;flex-direction:column;line-height:1.1}
.nav__logo-name{font-size:.95rem;font-weight:800;color:var(--w);text-transform:uppercase;letter-spacing:.04em}
.nav__logo-sub{font-size:.6rem;font-weight:600;color:var(--g);text-transform:uppercase;letter-spacing:.12em}
.nav__links{display:none;list-style:none;gap:4px;align-items:center}
@media(min-width:768px){.nav__links{display:flex}}
.nav__link{font-size:.78rem;font-weight:700;color:var(--gray);text-transform:uppercase;letter-spacing:.06em;padding:8px 12px;border-radius:var(--r);transition:all var(--t)}
.nav__link:hover{color:var(--w);background:rgba(255,255,255,.06)}
.nav__actions{display:flex;align-items:center;gap:8px}
.nav__actions .btn{display:none}
@media(min-width:768px){.nav__actions .btn{display:inline-flex}}
.hamburger{width:40px;height:40px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:5px;cursor:pointer;background:none;border:none;padding:0}
@media(min-width:768px){.hamburger{display:none}}
.hamburger span{display:block;width:22px;height:2px;background:var(--w);border-radius:2px;transition:all var(--t)}
.mobile-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.7);z-index:998}
.mobile-overlay.open{display:block}
@media(max-width:767px){
.nav__links{display:flex;flex-direction:column;position:fixed;top:64px;left:0;right:0;background:var(--c2);padding:16px;gap:4px;z-index:999;transform:translateY(-110%);transition:transform .3s ease;border-bottom:2px solid var(--g)}
.nav__links.open{transform:translateY(0)}
.nav__link{font-size:.9rem;padding:14px 16px;border-radius:var(--r);width:100%}
.nav__link:active{background:rgba(0,96,66,.2)}
.nav__actions .btn--primary{display:inline-flex;font-size:.75rem;padding:10px 16px}
}
.hero{min-height:100svh;display:flex;align-items:center;padding:80px 0 60px;position:relative;background:linear-gradient(160deg,#0d1a15 0%,#111 50%,#0a1410 100%)}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 70% 40%,rgba(0,96,66,.15) 0%,transparent 60%)}
.hero-content{position:relative;z-index:1;max-width:680px}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(0,96,66,.15);border:1px solid rgba(0,96,66,.4);color:var(--g);font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:8px 14px;border-radius:100px;margin-bottom:24px}
.hero h1{font-size:clamp(2.2rem,6vw,3.8rem);font-weight:900;line-height:1.05;color:var(--w);margin-bottom:20px;letter-spacing:-.02em}
.hero h1 em{font-style:normal;color:var(--g)}
.hero-sub{font-size:clamp(.95rem,2.5vw,1.1rem);color:var(--gray2);max-width:540px;margin-bottom:32px;line-height:1.7}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:36px}
.hero-trust{display:flex;flex-wrap:wrap;gap:20px}
.trust-item{display:flex;align-items:center;gap:6px;font-size:.72rem;font-weight:700;color:var(--gray2);text-transform:uppercase;letter-spacing:.06em}
.trust-item span:first-child{font-size:.9rem}
.section{padding:80px 0}
.section-label{display:inline-block;font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.14em;color:var(--g);margin-bottom:12px}
.section-title{font-size:clamp(1.6rem,4vw,2.4rem);font-weight:900;color:var(--w);line-height:1.1;margin-bottom:16px;letter-spacing:-.02em}
.section-sub{font-size:.95rem;color:var(--gray2);max-width:520px;line-height:1.7}
.section-head{margin-bottom:48px}
.ticker-wrap{background:var(--g);overflow:hidden;padding:12px 0;position:relative}
.ticker-track{display:flex;gap:0;white-space:nowrap;animation:ticker 40s linear infinite}
.ticker-track:hover{animation-play-state:paused}
@keyframes ticker{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
.ticker-item{display:inline-flex;align-items:center;gap:8px;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--w);padding:0 32px;flex-shrink:0}
.ticker-dot{width:4px;height:4px;background:rgba(255,255,255,.5);border-radius:50%;flex-shrink:0}
.services-grid{display:grid;grid-template-columns:1fr;gap:16px}
@media(min-width:480px){.services-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.services-grid{grid-template-columns:repeat(3,1fr)}}
.svc-card{background:var(--c2);border:1px solid var(--bd);border-radius:var(--rm);padding:28px 24px;transition:all var(--t);cursor:default}
.svc-card:hover{border-color:var(--g);transform:translateY(-2px)}
.svc-num{font-size:.65rem;font-weight:800;color:var(--g);letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
.svc-icon{font-size:2rem;margin-bottom:16px}
.svc-card h3{font-size:1.05rem;font-weight:800;color:var(--w);margin-bottom:10px}
.svc-card p{font-size:.82rem;color:var(--gray2);line-height:1.6;margin-bottom:20px}
.svc-link{font-size:.75rem;font-weight:800;color:var(--g);text-transform:uppercase;letter-spacing:.08em;display:inline-flex;align-items:center;gap:6px;transition:gap var(--t)}
.svc-link:hover{gap:10px}
.carriers-section{background:var(--c2)}
.carriers-grid{display:grid;grid-template-columns:1fr;gap:12px}
@media(min-width:480px){.carriers-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:768px){.carriers-grid{grid-template-columns:repeat(3,1fr)}}
.car-card{background:var(--c3);border:1px solid var(--bd);border-radius:var(--r);padding:20px;display:flex;flex-direction:column;gap:8px;transition:all var(--t)}
.car-card:hover{border-color:var(--g)}
.car-name{font-size:.95rem;font-weight:800;color:var(--w)}
.car-rating{font-size:.72rem;font-weight:700;color:var(--g);text-transform:uppercase;letter-spacing:.08em}
.stat-band{background:var(--g);padding:48px 0}
.stats-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
@media(min-width:768px){.stats-grid{grid-template-columns:repeat(4,1fr)}}
.stat-item{text-align:center}
.stat-num{font-size:clamp(1.8rem,5vw,2.8rem);font-weight:900;color:var(--w);line-height:1}
.stat-lbl{font-size:.7rem;font-weight:700;color:rgba(255,255,255,.7);text-transform:uppercase;letter-spacing:.1em;margin-top:6px}
.fin-section{background:#0d1a15}
.fin-grid{display:grid;grid-template-columns:1fr;gap:40px;align-items:center}
@media(min-width:768px){.fin-grid{grid-template-columns:1fr 1fr}}
.fin-list{display:flex;flex-direction:column;gap:12px;margin-bottom:28px}
.fin-item{display:flex;align-items:center;gap:10px;font-size:.88rem;color:var(--gray);font-weight:600}
.fin-item::before{content:'✓';color:var(--g);font-weight:900;flex-shrink:0}
.fin-card{background:var(--c2);border:1px solid var(--bd);border-radius:var(--rm);padding:24px}
.fin-card-title{font-size:.7rem;font-weight:800;color:var(--g);text-transform:uppercase;letter-spacing:.1em;margin-bottom:16px}
.fin-rows{display:flex;flex-direction:column;gap:0}
.fin-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid var(--bd)}
.fin-row:last-child{border-bottom:none}
.fin-row-label{font-size:.8rem;color:var(--gray2)}
.fin-row-val{font-size:.9rem;font-weight:800;color:var(--w)}
.fin-cta{margin-top:20px}
.about-section{background:var(--c2)}
.about-grid{display:grid;grid-template-columns:1fr;gap:48px;align-items:center}
@media(min-width:768px){.about-grid{grid-template-columns:1fr 1fr}}
.about-badge{display:flex;align-items:center;gap:10px;background:rgba(0,96,66,.12);border:1px solid rgba(0,96,66,.3);border-radius:var(--r);padding:12px 16px;margin-bottom:12px;transition:all var(--t)}
.about-badge:hover{border-color:var(--g)}
.ab-icon{font-size:1.3rem}
.ab-content strong{display:block;font-size:.82rem;font-weight:800;color:var(--w)}
.ab-content span{font-size:.75rem;color:var(--gray2)}
.av{display:flex;flex-direction:column;gap:0}
.av-item{display:flex;gap:16px;padding:20px 0;border-bottom:1px solid var(--bd)}
.av-item:last-child{border-bottom:none}
.av-icon{width:40px;height:40px;background:rgba(0,96,66,.15);border:1px solid rgba(0,96,66,.3);border-radius:var(--r);display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
.av-text strong{display:block;font-size:.88rem;font-weight:800;color:var(--w);margin-bottom:4px}
.av-text span{font-size:.8rem;color:var(--gray2)}
.testimonials-section{background:#0a110e}
.testi-grid{display:grid;grid-template-columns:1fr;gap:16px}
@media(min-width:600px){.testi-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.testi-grid{grid-template-columns:repeat(3,1fr)}}
.testi-card{background:var(--c2);border:1px solid var(--bd);border-radius:var(--rm);padding:24px}
.testi-stars{color:var(--g);font-size:.9rem;margin-bottom:12px}
.testi-text{font-size:.85rem;color:var(--gray2);line-height:1.7;margin-bottom:16px;font-style:italic}
.testi-author{display:flex;align-items:center;gap:10px}
.testi-avatar{width:36px;height:36px;background:var(--g);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800;color:var(--w);flex-shrink:0}
.testi-name{font-size:.82rem;font-weight:800;color:var(--w)}
.testi-loc{font-size:.72rem;color:var(--gray2)}
.contact-section{background:var(--c2)}
.contact-grid{display:grid;grid-template-columns:1fr;gap:40px}
@media(min-width:768px){.contact-grid{grid-template-columns:1fr 1fr}}
.contact-details{display:flex;flex-direction:column;gap:16px;margin-bottom:28px}
.cd{display:flex;align-items:center;gap:14px;padding:16px;background:var(--c3);border:1px solid var(--bd);border-radius:var(--r);text-decoration:none;color:inherit;transition:all var(--t)}
.cd:hover{border-color:var(--g)}
.cd>span:first-child{font-size:1.3rem;flex-shrink:0}
.cd div{display:flex;flex-direction:column;gap:2px}
.cd strong{font-size:.82rem;font-weight:800;color:var(--w)}
.cd span:last-child{font-size:.78rem;color:var(--gray2)}
.contact-social{display:flex;gap:12px;flex-wrap:wrap}
.social-btn{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;background:var(--c3);border:1px solid var(--bd);border-radius:var(--r);font-size:.78rem;font-weight:700;color:var(--gray);transition:all var(--t)}
.social-btn:hover{border-color:var(--g);color:var(--g)}
.call-form{background:var(--c3);border:1px solid var(--bd);border-radius:var(--rm);padding:28px}
.call-form h3{font-size:1.1rem;font-weight:900;color:var(--w);margin-bottom:6px}
.call-form p{font-size:.82rem;color:var(--gray2);margin-bottom:20px}
.fg{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.fg label{font-size:.75rem;font-weight:700;color:var(--gray2);text-transform:uppercase;letter-spacing:.06em}
.fg input,.fg select,.fg textarea{width:100%;padding:12px 14px;background:var(--c2);border:1px solid var(--bd);border-radius:var(--r);color:var(--w);font-size:.88rem;font-family:'Montserrat',sans-serif;transition:border-color var(--t);-webkit-appearance:none}
.fg input:focus,.fg select:focus,.fg textarea:focus{outline:none;border-color:var(--g)}
.fg select{cursor:pointer}
.fg textarea{resize:vertical;min-height:80px}
.form-note{font-size:.72rem;color:var(--gray2);margin-top:8px;text-align:center}
.footer{background:#0a0a0a;border-top:1px solid #1a1a1a;padding:60px 0 0}
.footer-grid{display:grid;grid-template-columns:1fr;gap:40px;margin-bottom:40px}
@media(min-width:600px){.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.footer-grid{grid-template-columns:2fr 1fr 1fr 1.5fr}}
.footer-brand-logo{display:flex;align-items:center;gap:10px;margin-bottom:16px}
.footer-brand-icon{width:40px;height:40px;background:var(--g);border-radius:var(--r);display:flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:900;color:var(--w)}
.footer-brand-name{font-size:1rem;font-weight:800;color:var(--w);text-transform:uppercase;letter-spacing:.04em}
.footer-brand-sub{font-size:.6rem;font-weight:600;color:var(--g);text-transform:uppercase;letter-spacing:.1em}
.footer-tagline{font-size:.88rem;color:var(--gray2);font-style:italic;line-height:1.6;margin-bottom:16px}
.footer-col h4{font-size:.72rem;font-weight:800;color:var(--g);text-transform:uppercase;letter-spacing:.1em;margin-bottom:16px}
.footer-links{display:flex;flex-direction:column;gap:8px}
.footer-links a{font-size:.82rem;color:var(--gray2);transition:color var(--t)}
.footer-links a:hover{color:var(--w)}
.footer-contact{display:flex;flex-direction:column;gap:8px}
.footer-contact a{font-size:.82rem;color:var(--gray2);transition:color var(--t)}
.footer-contact a:hover{color:var(--w)}
.footer-bottom{border-top:1px solid #1a1a1a;padding:20px 0;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:8px}
.footer-bottom p{font-size:.7rem;color:var(--gray2)}
.footer-bottom a{color:var(--gray2);font-size:.7rem;margin-left:16px;transition:color var(--t)}
.footer-bottom a:hover{color:var(--w)}
@media(max-width:480px){.footer-bottom{flex-direction:column;text-align:center}.footer-bottom a{margin:0 6px}}
.modal-overlay{display:none;position:fixed;inset:0;z-index:2000;background:rgba(0,0,0,.85);align-items:center;justify-content:center;padding:20px;overflow-y:auto}
.modal-overlay.active{display:flex}
.modal{background:var(--c2);border:1px solid var(--bd);border-radius:var(--rm);width:100%;max-width:480px;padding:32px;position:relative;max-height:90vh;overflow-y:auto}
.modal-close{position:absolute;top:16px;right:16px;width:32px;height:32px;background:var(--c3);border:none;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;color:var(--gray2);font-size:1rem;transition:all var(--t)}
.modal-close:hover{background:var(--bd);color:var(--w)}
.modal-header{margin-bottom:24px}
.modal-icon{font-size:1.5rem;margin-bottom:8px}
.modal-header h2{font-size:1.2rem;font-weight:900;color:var(--w);margin-bottom:4px}
.modal-header p{font-size:.8rem;color:var(--gray2)}
.toast{position:fixed;bottom:24px;left:50%;transform:translateX(-50%) translateY(100px);background:var(--c2);border:1px solid var(--g);border-radius:var(--rm);padding:14px 24px;font-size:.85rem;font-weight:700;color:var(--w);z-index:3000;opacity:0;transition:all .3s ease;min-width:280px;text-align:center}
.toast.show{opacity:1;transform:translateX(-50%) translateY(0)}
/* GHL Chat Widget — no overlap with buttons */
lc-chat-widget,lc-widget-container,[id*="LeadConnector"],[class*="lc-chat"]{bottom:80px!important;right:16px!important}
@media(max-width:768px){lc-chat-widget,lc-widget-container,[id*="LeadConnector"],[class*="lc-chat"]{bottom:72px!important;right:12px!important}}